Short, honest answers to the questions people actually ask about their money. No jargon, no lectures — just where you stand and what to do about it.
There's no single number that means you're overspending. Here's the honest way to tell whether your spending is running ahead of your income — in plain Australian English.
Read the guideWhat Australians actually have in super by age (ATO median balances) versus the ASFA comfortable-retirement target, plus how to check your own balance in five minutes.
Read the guideAn emergency fund is the buffer that stops one bad week becoming a year of debt. How much you need, how to work out your own number, and how to start from nothing.
Read the guideLiving pay to pay is the everyday reality for about half of Australian workers. The one change that breaks the cycle, with a worked example, in plain Australian English.
Read the guideA financial fitness check is a quick, honest look at where you stand with your money across five areas. What it covers, what you do with the result, and where to take one free.
Read the guideThe free Financial Fitness Check is 9 quick questions and about 5 minutes. No sign-up. You get a score across five areas and your three next steps.
Take the free Financial Fitness Check